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Terms & Conditions

Introduction

These Terms govern the use of the website and research platform operated by Frontier Lane Pte. Ltd. ("Frontier Lane," "the Owner," or "We") and any related legal relationship between the Owner and the User. By accessing this Website or subscribing to any of our Publications or Research, you acknowledge that you have read, understood, and agreed to be bound by these Terms in their entirety.

This Website is provided by:

Frontier Lane Pte. Ltd.
Level 39, OUE Downtown
6 Shenton Way, Singapore 068809

Contact Email: support@frontierlane.com

Regulatory Status and Target Audience

Frontier Lane is an exempt financial adviser under the Financial Advisers Act of Singapore. By using this site, you expressly acknowledge the following:

  • Accredited Investors: While this Website is publicly accessible, its core research and "The Frontier Briefing" are intended exclusively for Accredited Investors.
  • Private Advisory Distinction: While Frontier Lane provides tailored investment and financial advisory services to Accredited Investors, these services are distributed strictly through private, direct engagement. None of the research, publications, or content on this Website forms part of those private advisory services.
  • No Retail Recommendation: Retail investors acknowledge that the content provided is impersonal research and for informational and educational purposes and does not constitute a personal recommendation or financial advisory service.
  • No Advisory Relationship: Use of this Website does not create a client-adviser relationship.
  • Not a Recommendation: No content on our Website, constitutes a recommendation to buy, sell, or hold any security.
  • Independent Responsibility: You are solely responsible for your own investment research and decisions. Seek independent advice from a licensed representative regarding the suitability of any investment.

Absolute Exclusion of Liability & Indemnification

To the maximum extent permitted by the laws of Singapore, Frontier Lane and its representatives hereby exclude all liability for any financial losses or damages of any kind.

  • No Concessions: You agree that Frontier Lane shall have zero liability for any investment outcomes, trading losses, or loss of principal.
  • Total Waiver: By using this Service, you proactively waive any right to seek compensation or damages, even if such losses are alleged to have resulted from inaccuracies or omissions in our research.
  • "As Is" Basis: All proprietary code, software implementations and automated research agents, are provided "as is" without warranty of any kind.
  • Indemnification: The User agrees to indemnify and hold Frontier Lane harmless against any claims, damages, or legal fees arising from the User's violation of these Terms or the rights of any third party.

Intellectual Property & Acceptable Use

  • Ownership: All content; including our proprietary investment engine Polaris Alpha TM, technical implementations, and research reports is the exclusive property of Frontier Lane.
  • Permitted Use: Users may access and view content for personal, non-commercial use only. You may not copy, redistribute, or use any portion of this Website for commercial purposes without written consent.
  • Automated Scraping: Unauthorised automated access or "scraping" of our research data is strictly prohibited and may result in immediate termination of access.
  • External Resources: The Website may link to third-party data or news. We have no control over and assume no responsibility for the content or availability of these external resources.

Conflicts of Interest

Frontier Lane and its associates may hold long or short positions in the securities discussed.

  • Trading Discretion: We reserve the right to trade any security at any time without notice.
  • Disclosure: Specific disclosures regarding our positions will be provided in individual reports, but the absence of a disclosure does not imply a lack of position.

Common Provisions

  • Service Interruption: We reserve the right to interrupt service for maintenance or updates to the investment platform.
  • Changes to Terms: The Owner reserves the right to amend these Terms. Continued use of the Website after changes are posted signifies acceptance of the revised Terms.
  • Severability: Should any provision of these Terms be deemed invalid or unenforceable under applicable law, the remaining provisions shall remain in full force and effect.

Governing Law & Jurisdiction

These Terms are governed exclusively by the laws of Singapore. Any dispute arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Singapore.

Definitions

  • User: Any natural or legal person accessing the service.
  • Accredited Investor: As defined under Section 4A of the Securities and Futures Act (SFA) of Singapore. This generally includes individuals whose net personal assets exceed SGD 2 million (with the primary residence contributing no more than SGD 1 million), whose financial assets exceed SGD 1 million, or whose income in the preceding 12 months was no less than SGD 300,000, as well as corporations with net assets exceeding SGD 10 million.